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Data Usage Different than what Carrier Claims! Or is it?

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Hi all, I have an S20+ 5G. I am on T-Mobile. Basically, my phone and T-Mobile disagree on how much data I am using.

The phone's built-in Data Usage for mobile data is quite different than what T-Mobile says. For example, currently T-Mobile claims I have used 1.6GB when my phone tells me it is only .96GB. I am being charged for going over (technically I am just not getting a discount).

I called T-Mobile. They wanted me to install their T-Mobile app. I said no. They told me that since I did...

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